SOS144

Rescue without worries Travel without risk

Your insurance for rescue and travelling

All means of rescue

We cover all means of rescue - whether ambulance or rescue helicopter.

All rescue organi­sations

Rega, Air Zermatt, AAA or any other organisation, you are covered. This also applies to ambulances. Worldwide.

Valid worldwide

The insurance is not only valid at home in Switzerland, but worldwide - no matter how exotic your destination.

No age limit

Your age doesn't matter to us - you can insure your rescue and recovery costs regardless of your age.

No deductible

We cover all rescue costs that your health insurer does not pay for - with no deductible.

Family-friendly

Your children are covered by the family policy as long as they live in the same household, regardless of their age.

For visitors to Switzerland

SOS144 Go

Visiting Switzerland from abroad? Cover your stay of up to 31 days - with unlimited rescue and hospital transfer cover, recovery up to CHF 30'000 and repatriation to your country of residence.

from
CHF 35.-
individual / CHF 62.- family
Find out more

Your cover with SOS144

Show prices for

Individual
Couples & family
 
 
 
Basic cover
Area of validity
Period of validity
Deductible
Rescue costs ambulance
Rescue costs rescue helicopter
Search and rescue costs
Medical repatriation
Repatriation in the event of death
Travel cover
Cancellation costs
Medical treatment costs abroad
Additional travel costs
Hospital cost advance
Travel baggage
Travel legal protection
Benefits for flight delays
Show all
Volcanic & natural events
Insolvency protection
Trekking cover up to 7'000 m
Pets
Cancellation due to a pet
 
SOS144
79.-119.-
CHF / year
Cover for rescue & repatriation
 
worldwide - also at home
365 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
unlimited
unlimited
 
 
Popular
SOS144 Pro
147.-225.-
CHF / year
Rescue cover + travel benefits
 
worldwide - also at home
365 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
unlimited
unlimited
 
CHF 5'000CHF 10'000
CHF 100'000CHF 100'000 p.p.
CHF 1'000CHF 1'000 p.p.
CHF 10'000CHF 10'000 p.p.
CHF 700 / tripCHF 1'400 / trip
 
SOS144 Max
219.-339.-
CHF / year
Comprehensive premium cover
 
worldwide - also at home
365 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
unlimited
unlimited
 
CHF 15'000CHF 25'000
CHF 250'000CHF 250'000 p.p.
CHF 1'000CHF 1'000 p.p.
CHF 10'000CHF 10'000 p.p.
CHF 2'000 / tripCHF 4'000 / trip
EU 250'000
World 50'000
CHF 1'000CHF 1'000 p.p.
 
CHF 1'000CHF 1'000 p.p.
CHF 2'000CHF 2'000 p.p.
up to 7'000 m + mountain emergency CHF 500
CHF 2'000
CHF 5'000
SOS144 Go
35.-62.-
CHF / trip
Cover for a single trip
 
Switzerland
max. 31 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
CHF 5'000CHF 5'000 p.p.
 
 

This overview is a simplified summary of the main benefits. What always applies is the policy taken out, the General Conditions of Insurance (GCI) and the requirements, sums insured, limits and exclusions set out therein.

Optional add-ons you can book on top

Extend your cover - available as an addition to your SOS144 annual travel cover.

RoadAssist
Details
Breakdown assistance in Europe incl. Switzerland
Towing, recovery, vehicle repatriation and a replacement car after a breakdown, accident or theft. For your whole household.
CHF 69.- per year and household
MedRight
Details
Health and advisory legal protection
Legal protection in connection with a health impairment, plus legal advice in every area of law.
CHF 49.- individual / CHF 69.- couple & family
DriveCover
Details
Rental car cover worldwide
Deductible waiver up to CHF 10'000, comprehensive plus cover and additional liability cover up to CHF 5 million.
CHF 15.50 per day

Add-ons are available in combination with an active SOS144 annual product.

Claim examples

Our support, whenever you need it.

Hiking accident in the Bernese Oberland

On a mountain hike, Markus, a pensioner, falls and breaks his leg. The 144 emergency call centre is contacted and immediately sends a rescue helicopter, which takes Markus to the nearest hospital. SOS144 covers the costs.

Helicopter rescue operation
Cost breakdown
Helicopter rescue CHF 5'500
Total costs CHF 5'500
Covered by basic health insurance CHF 2'750
Covered by SOS144 * CHF 2'750
Deductible CHF 0

Without SOS144, Markus would have paid CHF 2'750 out of pocket.

Injury before the trip

Sandra has a serious accident shortly before her trip and has to cancel the holiday she had been looking forward to. SOS144 Pro covers the cancellation costs.

Couple at the airport before departure
Cost breakdown
Trip cancellation costs CHF 4'200
Total costs CHF 4'200
Covered by SOS144 Pro * CHF 4'200
Deductible CHF 0

Without SOS144 Pro, Sandra would have paid CHF 4'200 out of pocket.

Road accident overseas

After a road accident, Lukas spends several days in hospital. SOS144 Max covers the costs.

Family on holiday
Cost breakdown
Hospital abroad CHF 45'000
Total costs CHF 45'000
Covered by accident insurance CHF 15'000
Covered by SOS144 Max * CHF 30'000
Deductible CHF 0

Without SOS144 Max, Lukas would have paid CHF 30'000 out of pocket.

* Sample calculations for illustration. The policy and the GCI are authoritative.

What our customers say

Google
4.6

Based on 70 reviews

CH
Christian Hansen

«Kurz vor dem Urlaub den SOS144 Max Vertrag für die ganze Familie abgeschlossen. Ein paar Wochen später erkrankt direkt vor der Abreise das Kind heftig - Abreise undenkbar. Per Whatsapp nachgefragt, ob das auch ein Versicherungsfall wäre, wenn wir den Urlaub um ein paar Tage verschieben und die Hinreise neu buchen. Umgehende Antwort gekriegt, dass das ginge und ich einfach die Unterlagen schicken solle. Zwei Wochen später ohne irgendwelche weiteren Umstände kulant die entstandenen Zusatzkosten zurückerstattet bekommen. Wenn alle Versicherungen so funktionieren würden, hätte ich definitiv mehr Versicherungsverträge.»

O
Oliver

«Die beste Versicherung für Reisen und Rettung! Die Schadensabwicklung erfolgt extrem schnell - digital, wie es heutzutage sein muss. Sehr empfehlenswert.»

CS
Corina Silva

«Vielen Dank für die rasche und einfache Abwicklung unseres Schadenfalls/Annullierungskosten. Wir waren sehr zufrieden! Das Einzige, was ich noch verbessern würde, ist eine detailliertere Abrechnung zu schreiben, wenn man eine Rückforderung von mehreren verschiedenen Orten/Hotels/B&Bs hat. So kann man es besser nachvollziehen. Aber sonst alles super! Danke»

HF
Hanu Fehr

«Freundliche, unkomplizierte Hotline, beste Beratung erhalten, auch nicht aufdringlich zu Vertragsunterzeichnung sondern fachlich kompetent beraten worden. Auch Mitbewerber wurden nicht schlecht dargestellt - top - vielen Dank!»

Why you need insurance for ambulances and rescue helicopters

Most people know someone who has had a medical emergency or accident that required an ambulance or rescue helicopter. The majority of the population mistakenly assumes that rescue costs are covered by their health insurer. However, this misconception can cost patients dearly, as basic health insurance only covers 50% of the costs of medically necessary rescue operations.


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Frequently asked questions

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Ready for worry-free adventures?

Choose the right package now and be protected from today.

SOS144
from CHF 79.- /year

22 centimes/day

Get covered now View details
Popular
SOS144 Pro
from CHF 147.- /year

40 centimes/day

Get covered now View details
SOS144 Max
from CHF 219.- /year

60 centimes/day

Get covered now View details
Instant cover
14-day right of withdrawal
Secure payment

News

14.01.2026

Refer a Friend

Recommend friends & collect points!
We reward your recommendation with our new “Refer a Friend Program”. Collect points and receive attractive vouchers.

11.12.2025

Your digital Account

You can now use your personal customer account on our website.
Manage your data, keep track of your services, and stay in direct contact with us.  

11.12.2025

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For visitors to Switzerland

SOS144 Go

Rescue cover for your stay in Switzerland - for up to 31 days. Ideal for guests and tourists from abroad who are out and about here.

Rescue / hospital transfer - unlimited
Search and rescue costs up to CHF 30'000 per person
Repatriation up to CHF 5'000 per person
Repatriation in the event of death up to CHF 5'000 per person
from CHF 35.-
individual / CHF 62.- family

Get SOS144 Go now

View all benefits