Rescue without the worry. Worldwide.
Ambulance, rescue helicopter and repatriation to Switzerland - with no deductible, no age limit, for the whole family.
- Valid worldwide
- No deductible
- Family cover with no age limit
So the bill doesn't become the problem after the rescue.
A rescue is stressful enough as it is. SOS144 protects you from uncovered rescue costs - so you don't have to worry about the bill on top of everything else.
50%covered by basic health insurance
Basic health insurance covers 50% of the costs of a rescue, up to a maximum of CHF 5'000 per year. For medically necessary transport it also covers 50%, but only up to CHF 500 per year. You pay the rest yourself.
CHF 6'000rescue helicopter
A helicopter rescue in Switzerland costs around CHF 6'000 on average.
Over CHF 100'000medical repatriation flight
Even a repatriation within Europe can get very expensive. From more distant countries, the costs can reach CHF 100'000 or more.
Depending on the situation, health insurance (KVG) or accident insurance (UVG) covers part of the costs. Even so, gaps in cover and high remaining costs are common. SOS144 tops up your existing cover for rescue, transport and repatriation - at home, at work, in your free time and worldwide.
Well covered - whoever comes to your rescue
With SOS144 you are comprehensively covered for rescue, transport and repatriation - no matter which rescue organisation comes to help. And if you want more, SOS144 Pro and Max add travel benefits for even broader cover while you are away.
Every rescue organisation
Whether it is an ambulance or a rescue helicopter: your cover is not tied to any particular rescue organisation.
Rescue & transport
SOS144 covers the insured costs of rescue and medically necessary transport - whichever organisation is on the scene.
Medical repatriation
If repatriation is medically necessary, our emergency call centre coordinates and organises it.
At home & worldwide
Your cover applies at home, at work, in your free time and when travelling - with no deductible.
Our insurance at a glance
From worldwide rescue cover to comprehensive travel cover.
For visitors from abroad
Tourist has an accident on a day trip: recovery & hospital transfer — CHF 5'500 covered.
Read the exampleAccident during a single trip
A visitor from abroad has an accident on a day trip in the mountains. SOS144 Go organises and pays for the recovery and the hospital transfer - with no annual subscription, valid only for the travel dates you choose.
SOS144 Go
For tourists & visitors from abroad
- No annual subscription - max. 31 days
- Rescue & hospital transfer unlimited
- Recovery up to CHF 30'000 per person
- Repatriation up to CHF 5'000 per person
Hiking accident in the mountains: helicopter recovery and hospital transfer — CHF 6'000 covered.
Read the exampleHiking accident in the Bernese Oberland
Markus falls on a mountain hike and breaks his leg - only the rescue helicopter can get him out. The SOS144 emergency call centre organises the recovery and the flight to the nearest suitable hospital, with nothing to pay up front.
SOS144
Worldwide cover for rescue and repatriation
- Rescue & hospital transfer unlimited
- Search & rescue costs up to CHF 30'000
- Repatriation unlimited
- Worldwide · no deductible
Popular
Broken leg just before departure: trip cancelled — CHF 4'200 reimbursed.
Read the exampleInjury two weeks before the trip
Sandra breaks her arm shortly before her package holiday and cannot fly. The trip has to be cancelled - and the tour operator charges the full cancellation costs. SOS144 Pro covers travel costs like these.
SOS144 Pro
Rescue cover and travel cover combined
- Everything in SOS144
- Cancellation costs up to CHF 5'000
- Baggage up to CHF 700
- Travel incidents
- Medical treatment costs abroad up to CHF 100'000
Accident overseas: hospital stay and medical repatriation flight — CHF 120'000 covered.
Read the exampleRoad accident overseas
After a road accident overseas, Lukas spends several days in hospital and is then flown back to Switzerland under medical supervision - including legal protection on site.
SOS144 Max
Our most comprehensive travel and rescue cover
- Everything in SOS144 Pro
- Medical treatment costs abroad up to CHF 250'000
- Higher limits for cancellation & baggage
- Travel legal protection up to CHF 250'000
- Trekking up to 7'000 m & mountain distress up to CHF 500
- Extra cover for volcanic events & airline insolvency
Benefits compared
World 50'000
This overview is a simplified summary of the main benefits. What always applies is the policy taken out, the General Conditions of Insurance (GCI) and the requirements, sums insured, limits and exclusions set out therein.
Optional add-ons you can book on top
Extend your cover - available only in combination with a SOS144 insurance policy. View all add-ons →
Add-ons are available in combination with an active SOS144 annual product.
With us you choose the cover that suits you: from worldwide rescue cover to comprehensive travel and emergency cover. Add-ons can be taken out in combination with an active SOS144 annual product.
What our customers say
Based on 70 reviews
«Kurz vor dem Urlaub den SOS144 Max Vertrag für die ganze Familie abgeschlossen. Ein paar Wochen später erkrankt direkt vor der Abreise das Kind heftig - Abreise undenkbar. Per Whatsapp nachgefragt, ob das auch ein Versicherungsfall wäre, wenn wir den Urlaub um ein paar Tage verschieben und die Hinreise neu buchen. Umgehende Antwort gekriegt, dass das ginge und ich einfach die Unterlagen schicken solle. Zwei Wochen später ohne irgendwelche weiteren Umstände kulant die entstandenen Zusatzkosten zurückerstattet bekommen. Wenn alle Versicherungen so funktionieren würden, hätte ich definitiv mehr Versicherungsverträge.»
«Die beste Versicherung für Reisen und Rettung! Die Schadensabwicklung erfolgt extrem schnell - digital, wie es heutzutage sein muss. Sehr empfehlenswert.»
«Vielen Dank für die rasche und einfache Abwicklung unseres Schadenfalls/Annullierungskosten. Wir waren sehr zufrieden! Das Einzige, was ich noch verbessern würde, ist eine detailliertere Abrechnung zu schreiben, wenn man eine Rückforderung von mehreren verschiedenen Orten/Hotels/B&Bs hat. So kann man es besser nachvollziehen. Aber sonst alles super! Danke»
«Freundliche, unkomplizierte Hotline, beste Beratung erhalten, auch nicht aufdringlich zu Vertragsunterzeichnung sondern fachlich kompetent beraten worden. Auch Mitbewerber wurden nicht schlecht dargestellt - top - vielen Dank!»
Frequently asked questions
Services of the SOS144 insurance
Insurance conditions
- Can couples living together take out family insurance?
- My children are already of legal age. Are they still co-insured?
- Is my child who is a weekly resident elsewhere covered under my family insurance?
- Is there an age limit for the SOS144 insurance ?
- Are there any deductibles with SOS144 insurance that I have to pay myself?
- Who needs to be contacted in an emergency?
- What should I bear in mind regarding cancellation?
- Am I covered if I am stuck in the mountains but uninjured?
- Why is a distinction made between rescue and evacuation?
Ready for worry-free adventures?
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