DriveCover · Add-on

Drive a rental car without fearing the deductible.

DriveCover protects you worldwide against high costs for damage to your rental vehicle - flexible for as long as you rent.

  • Deductible up to CHF 10'000
  • Damage, theft, glass, tyres & underbody
  • Worldwide cover
  • Flexible, per rental day
CHF15.50/ day
Per rental day · valid worldwide
Valid worldwide Per rental day
Rental car at the airport
Damage to a rental car in the USA

Tina damages the side of the car while pulling out of a parking space – the rental company charges a CHF 2'200 deductible.

See the cost example
Damage to a rental car in the USA

While pulling out of a parking space, Tina clips an obstacle with her rental car and damages the side of the vehicle. The rental company then invoices her for the agreed deductible. SOS144 DriveCover covers the costs.

Rental vehicle deductibleCHF 2'200
Total costsCHF 2'200
Costs covered by DriveCoverCHF 2'200
Your costsCHF 0
Add-ons DriveCover

All DriveCover benefits

Full rental car cover worldwide - no nasty surprises when you hand the car back.

DriveCover is an add-on and can be taken out in combination with a matching SOS144 product.

Choose your cover →

If the rental vehicle is damaged

  • Deductible coveredup to CHF 10'000
  • Damage to the rental vehicleincl.
  • Theft & break-inincl.
  • Glass, tyres & underbodyincl.

Flexible when you travel

  • Worldwide insurance coverincl.
  • Billed per rental dayincl.
  • Additional drivers named in the rental agreement are covered tooincl.
  • Matches the length of your rental car bookingincl.

Who DriveCover is right for

Holidays with a rental car

Protection against high deductibles for insured damage to the rental vehicle.

Road trips

Flexible cover for exactly the days you're out on the road with your rental car.

Rental cars with a high deductible

Especially worthwhile when a cheap rental rate comes with a higher deductible.

Travelling worldwide

DriveCover comes along with your rental car outside Europe too.

Combine it with your insurance

You can book DriveCover together with one of these insurances:

Individual
Couples & family
 
 
 
Basic cover
Area of validity
Period of validity
Deductible
Rescue costs ambulance
Rescue costs rescue helicopter
Search and rescue costs
Medical repatriation
Repatriation in the event of death
Travel cover
Cancellation costs
Medical treatment costs abroad
Additional travel costs
Hospital cost advance
Travel baggage
Travel legal protection
Benefits for flight delays
Show all
Volcanic & natural events
Insolvency protection
Trekking cover up to 7'000 m
Pets
Cancellation due to a pet
 
SOS144
79.-119.-
CHF / year
Cover for rescue & repatriation
 
worldwide - also at home
365 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
unlimited
unlimited
 
 
Popular
SOS144 Pro
147.-225.-
CHF / year
Rescue cover + travel benefits
 
worldwide - also at home
365 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
unlimited
unlimited
 
CHF 5'000CHF 10'000
CHF 100'000CHF 100'000 p.p.
CHF 1'000CHF 1'000 p.p.
CHF 10'000CHF 10'000 p.p.
CHF 700 / tripCHF 1'400 / trip
 
SOS144 Max
219.-339.-
CHF / year
Comprehensive premium cover
 
worldwide - also at home
365 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
unlimited
unlimited
 
CHF 15'000CHF 25'000
CHF 250'000CHF 250'000 p.p.
CHF 1'000CHF 1'000 p.p.
CHF 10'000CHF 10'000 p.p.
CHF 2'000 / tripCHF 4'000 / trip
EU 250'000
World 50'000
CHF 1'000CHF 1'000 p.p.
 
CHF 1'000CHF 1'000 p.p.
CHF 2'000CHF 2'000 p.p.
up to 7'000 m + mountain emergency CHF 500
CHF 2'000
CHF 5'000
SOS144 Go
35.-62.-
CHF / trip
Cover for a single trip
 
Switzerland
max. 31 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
CHF 5'000CHF 5'000 p.p.
 
 

This overview is a simplified summary of the main benefits. What always applies is the policy taken out, the General Conditions of Insurance (GCI) and the requirements, sums insured, limits and exclusions set out therein.

More add-ons

RoadAssist
Details
Breakdown assistance in Europe incl. Switzerland
Towing, recovery, vehicle repatriation and a replacement car after a breakdown, accident or theft. For your whole household.
CHF 69.- per year and household
MedRight
Details
Health and advisory legal protection
Legal protection in connection with a health impairment, plus legal advice in every area of law.
CHF 49.- individual / CHF 69.- couple & family

Add-ons are available in combination with an active annual SOS144 product.

Claim examples

This is what your cover looks like in real cases.

Car park damage in Spain

After shopping at the market, Laurenz notices damage to his rental vehicle. While he was away, an unknown driver scraped the car. The rental company then charges him the deductible agreed in the contract.

Car park damage to the rental car
Cost breakdown
Rental vehicle deductible CHF 1'200
Total costs CHF 1'200
Covered by DriveCover * CHF 1'200
Deductible CHF 0

Without SOS144 DriveCover, Laurenz would have paid CHF 1'200 out of pocket.

Tyre and wheel rim damage

On a country road, Laura damages the tyre and wheel rim of her rental vehicle so badly that both have to be replaced. As tyre and rim damage is often excluded from the rental company's insurance, Laura is covered by DriveCover.

Damage to tyres and wheel rims
Cost breakdown
Tyre and wheel rim CHF 630
Total costs CHF 630
Covered by DriveCover * CHF 630
Deductible CHF 0

Without SOS144 DriveCover, Laura would have paid CHF 630 out of pocket.

Rental car theft

During his road trip through Morocco, Thomas's rental car is stolen. After he reports the theft, the rental company charges him the deductible agreed in the contract.

Rental car theft
Cost breakdown
Rental vehicle deductible CHF 2'800
Total costs CHF 2'800
Covered by DriveCover * CHF 2'800
Deductible CHF 0

Without SOS144 DriveCover, Thomas would have paid CHF 2'800 out of pocket.

* Sample calculations for illustration. The policy and the GCI are authoritative.

What our customers say

Google
4.6

Based on 70 reviews

CH
Christian Hansen

«Kurz vor dem Urlaub den SOS144 Max Vertrag für die ganze Familie abgeschlossen. Ein paar Wochen später erkrankt direkt vor der Abreise das Kind heftig - Abreise undenkbar. Per Whatsapp nachgefragt, ob das auch ein Versicherungsfall wäre, wenn wir den Urlaub um ein paar Tage verschieben und die Hinreise neu buchen. Umgehende Antwort gekriegt, dass das ginge und ich einfach die Unterlagen schicken solle. Zwei Wochen später ohne irgendwelche weiteren Umstände kulant die entstandenen Zusatzkosten zurückerstattet bekommen. Wenn alle Versicherungen so funktionieren würden, hätte ich definitiv mehr Versicherungsverträge.»

O
Oliver

«Die beste Versicherung für Reisen und Rettung! Die Schadensabwicklung erfolgt extrem schnell - digital, wie es heutzutage sein muss. Sehr empfehlenswert.»

CS
Corina Silva

«Vielen Dank für die rasche und einfache Abwicklung unseres Schadenfalls/Annullierungskosten. Wir waren sehr zufrieden! Das Einzige, was ich noch verbessern würde, ist eine detailliertere Abrechnung zu schreiben, wenn man eine Rückforderung von mehreren verschiedenen Orten/Hotels/B&Bs hat. So kann man es besser nachvollziehen. Aber sonst alles super! Danke»

HF
Hanu Fehr

«Freundliche, unkomplizierte Hotline, beste Beratung erhalten, auch nicht aufdringlich zu Vertragsunterzeichnung sondern fachlich kompetent beraten worden. Auch Mitbewerber wurden nicht schlecht dargestellt - top - vielen Dank!»

Frequently asked questions

View all FAQs

More freedom with your rental car. Less risk from the deductible.

DriveCover protects you worldwide and flexibly for as long as you rent.

Add DriveCover now