Experience more. Covered for more.
Our most comprehensive cover for travel and emergencies.
- All benefits of SOS144 ProSOS144 basic cover:Rescue / transfer to hospitalunlimitedSearch & rescue costsCHF 30'000Emergency transport / repatriationunlimitedRepatriation in the event of deathunlimitedSOS144 Pro adds:Cancellation costsCHF 5'000Additional travel costsCHF 1'000Hospital advance paymentCHF 10'000BaggageCHF 700Medical & hospital costs abroadCHF 100'000
- Medical treatment costs abroad up to CHF 250'000
Outpatient treatment or a hospital stay abroad - on top of your basic health insurance.
CoverCHF 250'000 - Cancellation up to CHF 15'000
If you can't go on a trip because of an insured event, SOS144 Max covers the insured cancellation costs.
Cancellation costsCHF 15'000BaggageCHF 2'000 - Travel legal protection & extra travel benefits
Legal support for travel-related legal cases abroad, plus compensation if you miss a connecting flight.
- Trekking tours up to 7'000 m + mountain distress up to CHF 500
Rescue and recovery are also covered on trekking tours, as well as for volcanic eruptions and natural events.
Road accident overseas
After a road accident, Lukas spends several days in hospital – costs CHF 45'000.
View cost exampleRoad accident overseas
After a road accident, Lukas is treated in hospital for several days. SOS144 Max covers the costs.
Some trips simply need more cover.
High treatment costs, a cancelled trip or unexpected events along the way can quickly get expensive. SOS144 Max extends your cover with higher limits and extra benefits for special situations.
CHF 250'000Medical costs abroad
Insured medical treatment costs abroad are covered up to CHF 250'000 per person.
Up to CHF 25'000Cancellation costs
Even for bigger or more expensive trips, SOS144 Max offers much higher limits for insured cancellation costs.
CHF 250'000Travel legal protection Europe
For insured legal disputes while travelling, SOS144 Max provides legal protection in Europe up to CHF 250'000.
Up to 7'000 m: trekking tours. Extended insurance cover for trekking tours up to a maximum sleeping altitude of 7'000 m - plus mountain distress cover up to CHF 500.
All benefits of SOS144 Max
The most comprehensive cover - rescue, travel and medical costs in one.
Rescue & repatriation
- Rescue / transfer to hospitalunlimited
- Search & rescue costsCHF 30'000
- Repatriation / emergency transportunlimited
- Repatriation in the event of deathunlimited
- DeductibleCHF 0
Travel & medical
- Cancellation costsCHF 15'000
- BaggageCHF 2'000
- Medical treatment costs abroadCHF 250'000
- Additional travel costsCHF 1'000 p.p.
- Hospital advance paymentCHF 10'000 p.p.
Extra Max cover
- Travel legal protection Europe / worldwide250'000 / 50'000
- Flight delayCHF 1'000 p.p.
- Volcanic & natural eventsCHF 1'000 p.p.
- Airline insolvencyCHF 2'000 p.p.
- Trekking toursup to 7'000 m
- Mountain distress without medical emergencyCHF 500
- Pet benefitsas per cover
Who SOS144 Max is right for
Long-haul travel & higher risks
With medical treatment costs up to CHF 250'000 and unlimited medically necessary repatriation, you are well covered even for far-flung destinations.
Active & trekking
Extended cover for trekking tours up to 7'000 m - including a contribution for mountain distress even without injury or illness.
High-value trips
Higher limits for cancellation and baggage give you better protection on more expensive trips.
Comprehensively covered
Extra benefits such as travel legal protection, flight delay, airline insolvency and volcanic and natural events round out classic travel cover.
Add to your SOS144 cover
With RoadAssist, MedRight or DriveCover you can extend your SOS144 cover to suit your needs.
Add-ons are available in combination with an active SOS144 annual product.
All insurance plans compared
World 50'000
This overview is a simplified summary of the main benefits. What always applies is the policy taken out, the General Conditions of Insurance (GCI) and the requirements, sums insured, limits and exclusions set out therein.
Claim examples
This is what your cover looks like in real cases.
Without SOS144 Max, Michael would have paid CHF 20'000 out of pocket.
Without SOS144 Max, Mrs Lehmann would have paid CHF 1'800 out of pocket.
Without SOS144 Max, Jan would have paid CHF 144'200 out of pocket.
* Sample calculations for illustration. The policy and the GCI are authoritative.
What our customers say
Based on 70 reviews
«Kurz vor dem Urlaub den SOS144 Max Vertrag für die ganze Familie abgeschlossen. Ein paar Wochen später erkrankt direkt vor der Abreise das Kind heftig - Abreise undenkbar. Per Whatsapp nachgefragt, ob das auch ein Versicherungsfall wäre, wenn wir den Urlaub um ein paar Tage verschieben und die Hinreise neu buchen. Umgehende Antwort gekriegt, dass das ginge und ich einfach die Unterlagen schicken solle. Zwei Wochen später ohne irgendwelche weiteren Umstände kulant die entstandenen Zusatzkosten zurückerstattet bekommen. Wenn alle Versicherungen so funktionieren würden, hätte ich definitiv mehr Versicherungsverträge.»
«Die beste Versicherung für Reisen und Rettung! Die Schadensabwicklung erfolgt extrem schnell - digital, wie es heutzutage sein muss. Sehr empfehlenswert.»
«Vielen Dank für die rasche und einfache Abwicklung unseres Schadenfalls/Annullierungskosten. Wir waren sehr zufrieden! Das Einzige, was ich noch verbessern würde, ist eine detailliertere Abrechnung zu schreiben, wenn man eine Rückforderung von mehreren verschiedenen Orten/Hotels/B&Bs hat. So kann man es besser nachvollziehen. Aber sonst alles super! Danke»
«Freundliche, unkomplizierte Hotline, beste Beratung erhalten, auch nicht aufdringlich zu Vertragsunterzeichnung sondern fachlich kompetent beraten worden. Auch Mitbewerber wurden nicht schlecht dargestellt - top - vielen Dank!»
Frequently asked questions
Travel benefits under SOS144 Pro and SOS144 Max
- Which products cover cancellation costs ?
- What is covered if I have to cut short my trip or experience a travel incident ?
- What baggage cover is provided ?
- Are medical and hospital costs abroad covered ?
- Are medical and hospital costs also covered in Switzerland ?
- What does the travel legal protection under SOS144 Max cover ?
- Are incidents involving my pet covered ?
- What additional travel benefits does SOS144 Max offer ?
- Are chronic illnesses covered ?
Geographical scope, deductibles and exclusions
- Does the insurance cover private and business travel?
- In which countries and territories is each insurance product valid?
- Is the SOS144 insurance also valid abroad?
- Am I also insured at my place of residence?
- Are there any deductibles with SOS144 insurance that I have to pay myself?
- What general exclusions apply to SOS144 insurance?
- Are events that were already known or foreseeable when the policy was taken out covered?
- How do alcohol, drugs or gross negligence affect insurance cover?
Made for everyone with bigger plans.
Take out SOS144 Max and be covered worldwide from day one.
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