Worldwide cover for rescue and repatriation.
- Unlimited rescue costs
Transfer to the nearest hospital suitable for treatment - ambulance and rescue helicopter included, with no cost limit.
- Search & rescue costs up to CHF 30'000
Necessary search and rescue if the insured person goes missing or has to be recovered.
CoverCHF 30'000 - Unlimited repatriation
Medically supervised emergency transport and repatriation to your country of residence - including repatriation in the event of death, with no cost limit.
- Worldwide · no deductible
Valid worldwide for 365 days, unless the GCI provide otherwise. No deductible per claim.
Hiking accident in the Bernese Oberland
Markus, a pensioner, falls while on a mountain hike – the helicopter rescue costs CHF 5'500.
View cost exampleHiking accident in the Bernese Oberland
While on a mountain hike, Markus, a pensioner, falls and breaks his leg. The 144 emergency call centre is contacted and immediately sends out a rescue helicopter, which takes Markus to the nearest hospital. SOS144 covers the costs.
So the bill doesn't become the next problem after the rescue.
A rescue is stressful enough as it is. SOS144 protects you from rescue costs that aren't covered - so you don't have to worry about the bill on top of everything else.
50 %covered by basic health insurance
For rescues, basic health insurance covers 50 % of the costs, up to a maximum of CHF 5'000 per year. For medically necessary transport it also covers 50 %, but only up to CHF 500 per year. You pay the rest yourself.
CHF 6'000rescue helicopter
A helicopter rescue in Switzerland costs around CHF 6'000 on average.
More than CHF 100'000medical return flight
Even a repatriation within Europe can become very expensive. From countries further away, the costs can reach CHF 100'000 or more.
Depending on the situation, Swiss health insurance (KVG) or accident insurance (UVG) covers part of the costs. Even so, gaps in cover and high remaining costs are common. SOS144 tops up your existing cover for rescue, transport and repatriation - at home, at work, in your free time and worldwide.
All SOS144 benefits
Rescue, recovery and repatriation - reliable basic cover worldwide.
Rescue and repatriation
- Rescue costsunlimited
- Search & rescue costsCHF 30'000
- Medical repatriationunlimited
- Repatriation in the event of deathunlimited
- DeductibleCHF 0
Key terms
- ScopeWorldwide - including at home
- Period of validity365 days
- Age limitnone
Who SOS144 is right for
Hikers & mountain sports
Rescue and hospital transfer are insured without limit. Search and rescue costs are covered up to CHF 30'000.
Individuals and families
One contract for the whole household - with no age limit and no deductible.
At home & on the go
Your rescue cover is valid worldwide - including where you live, at work and in your free time.
Budget-conscious
Worldwide rescue and repatriation cover for less than CHF 7.- a month.
Round off your SOS144 cover
With our add-ons you can extend your insurance cover to suit your needs.
Add-ons are available in combination with an active SOS144 annual product.
All insurance plans compared
World 50'000
This overview is a simplified summary of the main benefits. What always applies is the policy taken out, the General Conditions of Insurance (GCI) and the requirements, sums insured, limits and exclusions set out therein.
Claim examples
This is what your cover looks like in real cases.
Without SOS144, Reto would have paid CHF 850 out of pocket.
Without SOS144, Nina would have paid CHF 1'900 out of pocket.
Without SOS144, Tim would have paid CHF 100'000 out of pocket.
* Sample calculations for illustration. The policy and the GCI are authoritative.
What our customers say
Based on 70 reviews
«Kurz vor dem Urlaub den SOS144 Max Vertrag für die ganze Familie abgeschlossen. Ein paar Wochen später erkrankt direkt vor der Abreise das Kind heftig - Abreise undenkbar. Per Whatsapp nachgefragt, ob das auch ein Versicherungsfall wäre, wenn wir den Urlaub um ein paar Tage verschieben und die Hinreise neu buchen. Umgehende Antwort gekriegt, dass das ginge und ich einfach die Unterlagen schicken solle. Zwei Wochen später ohne irgendwelche weiteren Umstände kulant die entstandenen Zusatzkosten zurückerstattet bekommen. Wenn alle Versicherungen so funktionieren würden, hätte ich definitiv mehr Versicherungsverträge.»
«Die beste Versicherung für Reisen und Rettung! Die Schadensabwicklung erfolgt extrem schnell - digital, wie es heutzutage sein muss. Sehr empfehlenswert.»
«Vielen Dank für die rasche und einfache Abwicklung unseres Schadenfalls/Annullierungskosten. Wir waren sehr zufrieden! Das Einzige, was ich noch verbessern würde, ist eine detailliertere Abrechnung zu schreiben, wenn man eine Rückforderung von mehreren verschiedenen Orten/Hotels/B&Bs hat. So kann man es besser nachvollziehen. Aber sonst alles super! Danke»
«Freundliche, unkomplizierte Hotline, beste Beratung erhalten, auch nicht aufdringlich zu Vertragsunterzeichnung sondern fachlich kompetent beraten worden. Auch Mitbewerber wurden nicht schlecht dargestellt - top - vielen Dank!»
Frequently asked questions
Emergencies, alerts and immediate assistance
Rescue, recovery, evacuation and repatriation
- What is the difference between search, recovery and rescue costs?
- Which means of rescue, such as an ambulance or rescue helicopter, are covered by SOS144?
- Are all organisations covered by the SOS144 insurance?
- Why is a distinction made between rescue and evacuation?
- Am I covered if I am stranded in the mountains but uninjured?
- Is repatriation to Switzerland covered?
- How is a repatriation organised?