MedRight · Add-on

Health and advisory legal protection

Legal protection in connection with a health impairment, plus legal advice in every area of law.

  • Health legal protection after an accident or illness
  • Disputes with doctors, hospitals or insurers
  • Up to CHF 300'000 in Europe / CHF 50'000 worldwide
  • Advisory legal protection up to CHF 1'000
CHF49.-/ year
CHF 49.- individual · CHF 69.- family
Valid worldwide Whole household
Fall on an escalator in a shopping centre
A fall on an escalator

An escalator stops suddenly and Mrs Meier falls – enforcing her claim costs CHF 18'000.

See the cost example
A fall on an escalator

An escalator in a shopping centre stops suddenly. Mrs Meier falls and breaks her hip. Legal support is needed to enforce her claim for damages.

Lawyer's and court costsCHF 18'000
Total costsCHF 18'000
Costs covered by MedRightCHF 18'000
DeductibleCHF 0
Add-ons MedRight

All MedRight benefits

Legal support on every health matter - worldwide and for your whole household.

MedRight is an add-on and can be taken out in combination with an active annual SOS144 product.

Choose your cover →

Health legal protection

  • Legal support in disputes arising from damage to your health caused by an accident or an illness.
  • Liability claims against doctors, hospitals or other medical providers in cases of malpractice
  • Claims for damages against the party who caused the accident
  • Insurance disputes with social or private insurers
  • Cover up to CHF 300'000 in Europe and CHF 50'000 worldwide per event

Advisory legal protection

  • You get professional legal advice on questions from areas such as employment, tenancy or traffic law. If needed, the costs for a specialist lawyer are also covered up to CHF 1'000.

When your health becomes a legal case

Medical malpractice

Legal support in disputes with doctors, dentists, hospitals or other medical providers.

After an accident

Support in enforcing claims for damages against the party who caused the accident.

Disputes with insurers

Legal support in disputes with health, accident, social or private insurers.

Everyday legal questions

Advice on legal questions, for example on employment, tenancy or traffic law.

Combine it with your insurance

You can book MedRight together with one of these insurances:

Individual
Couples & family
 
 
 
Basic cover
Area of validity
Period of validity
Deductible
Rescue costs ambulance
Rescue costs rescue helicopter
Search and rescue costs
Medical repatriation
Repatriation in the event of death
Travel cover
Cancellation costs
Medical treatment costs abroad
Additional travel costs
Hospital cost advance
Travel baggage
Travel legal protection
Benefits for flight delays
Show all
Volcanic & natural events
Insolvency protection
Trekking cover up to 7'000 m
Pets
Cancellation due to a pet
 
SOS144
79.-119.-
CHF / year
Cover for rescue & repatriation
 
worldwide - also at home
365 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
unlimited
unlimited
 
 
Popular
SOS144 Pro
147.-225.-
CHF / year
Rescue cover + travel benefits
 
worldwide - also at home
365 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
unlimited
unlimited
 
CHF 5'000CHF 10'000
CHF 100'000CHF 100'000 p.p.
CHF 1'000CHF 1'000 p.p.
CHF 10'000CHF 10'000 p.p.
CHF 700 / tripCHF 1'400 / trip
 
SOS144 Max
219.-339.-
CHF / year
Comprehensive premium cover
 
worldwide - also at home
365 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
unlimited
unlimited
 
CHF 15'000CHF 25'000
CHF 250'000CHF 250'000 p.p.
CHF 1'000CHF 1'000 p.p.
CHF 10'000CHF 10'000 p.p.
CHF 2'000 / tripCHF 4'000 / trip
EU 250'000
World 50'000
CHF 1'000CHF 1'000 p.p.
 
CHF 1'000CHF 1'000 p.p.
CHF 2'000CHF 2'000 p.p.
up to 7'000 m + mountain emergency CHF 500
CHF 2'000
CHF 5'000
SOS144 Go
35.-62.-
CHF / trip
Cover for a single trip
 
Switzerland
max. 31 days
CHF 0
unlimited
unlimited
CHF 30'000CHF 30'000 p.p.
CHF 5'000CHF 5'000 p.p.
 
 

This overview is a simplified summary of the main benefits. What always applies is the policy taken out, the General Conditions of Insurance (GCI) and the requirements, sums insured, limits and exclusions set out therein.

More add-ons

RoadAssist
Details
Breakdown assistance in Europe incl. Switzerland
Towing, recovery, vehicle repatriation and a replacement car after a breakdown, accident or theft. For your whole household.
CHF 69.- per year and household
DriveCover
Details
Rental car cover worldwide
Deductible covered up to CHF 10'000, comprehensive plus cover and extra liability cover up to CHF 5m.
CHF 15.50 per day

Add-ons are available in combination with an active annual SOS144 product.

Claim examples

This is what your cover looks like in real cases.

Medical error after tonsil surgery

After having his tonsils removed, a child suffers severe bleeding that requires emergency surgery. The cause was an artery that had not been properly sealed. The hospital denies any medical error. The family needs legal support to claim compensation.

Emergency surgery in hospital
Cost breakdown
Legal fees CHF 14'000
Expert report costs CHF 10'000
Total costs CHF 24'000
Covered by MedRight * CHF 24'000

Without MedRight, the specialist lawyer and the required expert report would have cost CHF 24'000.

Problems with a dental bridge

Mrs Gfeller had an expensive dental bridge fitted. Shortly after it was fitted, the bridge came loose. The dentist refuses to correct it free of charge. Mrs Gfeller needs legal support from a specialist lawyer and a dental expert report.

Treatment at the dentist
Cost breakdown
Legal fees CHF 4'500
Expert report costs CHF 7'500
Total costs CHF 12'000
Covered by MedRight * CHF 12'000

Without MedRight, the specialist lawyer and the dental expert report would have cost CHF 12'000.

Dog bite while jogging

Mr Keller is bitten by a loose dog while out jogging and suffers a deep wound to his leg. The dog's owner refuses to pay for the damage. Mr Keller needs legal support to enforce his claim.

Injury while jogging
Cost breakdown
Legal fees CHF 1'500
Total costs CHF 1'500
Covered by MedRight * CHF 1'500

Without MedRight, the legal support would have meant legal fees of CHF 1'500.

* Sample calculations for illustration. The policy and the GCI are authoritative.

What our customers say

Google
4.6

Based on 70 reviews

CH
Christian Hansen

«Kurz vor dem Urlaub den SOS144 Max Vertrag für die ganze Familie abgeschlossen. Ein paar Wochen später erkrankt direkt vor der Abreise das Kind heftig - Abreise undenkbar. Per Whatsapp nachgefragt, ob das auch ein Versicherungsfall wäre, wenn wir den Urlaub um ein paar Tage verschieben und die Hinreise neu buchen. Umgehende Antwort gekriegt, dass das ginge und ich einfach die Unterlagen schicken solle. Zwei Wochen später ohne irgendwelche weiteren Umstände kulant die entstandenen Zusatzkosten zurückerstattet bekommen. Wenn alle Versicherungen so funktionieren würden, hätte ich definitiv mehr Versicherungsverträge.»

O
Oliver

«Die beste Versicherung für Reisen und Rettung! Die Schadensabwicklung erfolgt extrem schnell - digital, wie es heutzutage sein muss. Sehr empfehlenswert.»

CS
Corina Silva

«Vielen Dank für die rasche und einfache Abwicklung unseres Schadenfalls/Annullierungskosten. Wir waren sehr zufrieden! Das Einzige, was ich noch verbessern würde, ist eine detailliertere Abrechnung zu schreiben, wenn man eine Rückforderung von mehreren verschiedenen Orten/Hotels/B&Bs hat. So kann man es besser nachvollziehen. Aber sonst alles super! Danke»

HF
Hanu Fehr

«Freundliche, unkomplizierte Hotline, beste Beratung erhalten, auch nicht aufdringlich zu Vertragsunterzeichnung sondern fachlich kompetent beraten worden. Auch Mitbewerber wurden nicht schlecht dargestellt - top - vielen Dank!»

Frequently asked questions

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Legally well protected when it really counts.

MedRight supports you in legal disputes around your health and gives you advisory legal protection on top.

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