Frequently asked questions
Are events that were already known or foreseeable when the policy was taken out covered?
No. Events that had already occurred or were foreseeable when the policy was taken out are generally not covered. This also applies if the actual loss occurs only later.
For chronic illnesses, an unforeseeable severe acute deterioration may be covered if the GCI requirements are met and the trip was not in question when the insurance was taken out, when the booking was made or when the trip started.
Weitere Fragen zum Thema 'Geographical scope, deductibles and exclusions'
- Does the insurance cover private and business travel?
- In which countries and territories is each insurance product valid?
- Is the SOS144 insurance also valid abroad?
- Am I also insured at my place of residence?
- Are there any deductibles with SOS144 insurance that I have to pay myself?
- What general exclusions apply to SOS144 insurance?
- How do alcohol, drugs or gross negligence affect insurance cover?
Ready for worry-free adventures?
Choose the right package now and be protected from today.
For visitors to Switzerland
SOS144 Go
from CHF
35.-
/trip
individual / CHF 62.- family · max. 31 days
Get covered now View details
Instant cover
14-day right of withdrawal
Secure payment