Frequently asked questions
Why is a distinction made between rescue and evacuation?
A distinction is made between rescue and evacuation because different requirements apply to each.
The Swiss Federal Supreme Court defines “rescue” as requiring a medical necessity. This is the case, for example, when a person must be rescued from an emergency situation due to an injury or illness, or transported to an appropriate hospital.
An evacuation, on the other hand, may also be necessary without any injury or illness, for example when a person is stranded or blocked on a trail and can no longer continue safely on their own.
Evacuations carried out purely as a preventive measure – for example, when a person is blocked on a trail without being injured or ill – do not legally fall under the definition of rescue. They are therefore not covered under standard rescue insurance coverage.
Weitere Fragen zum Thema 'Insurance conditions'
- Can couples living together take out family insurance?
- My children are already of legal age. Are they still co-insured?
- Is my child who is a weekly resident elsewhere covered under my family insurance?
- Is there an age limit for the SOS144 insurance ?
- Are there any deductibles with SOS144 insurance that I have to pay myself?
- Who needs to be contacted in an emergency?
- What should I bear in mind regarding cancellation?
- Am I covered if I am stuck in the mountains but uninjured?
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individual / CHF 62.- family · max. 31 days
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