Refer a Friend

Recommend friends & collect points!
We reward your recommendation with our new “Refer a Friend Program”. Collect points and receive attractive vouchers.

Your New Partner Program

We are delighted to introduce our new “Refer a Friend Program”!
Recommendations are the greatest compliment for us and truly mean a lot to us. From now on, you can earn points for every successful referral and redeem them for attractive vouchers.

How it works:

1. Log in to your customer account on our website → Access your account here: My Account | SOS 144
2. Open the menu item “Referrals”.
3. There you will find your personal referral link, which you can use to recommend friends, family, or acquaintances.
4. As soon as someone takes out an insurance policy via your referral link and we have received the payment, you will automatically receive 10 points credited to your account.

Once you reach a points balance of 20, you can redeem your points for a voucher of your choice with our voucher partner Bontique.

Your benefits:

• You help friends and acquaintances get simple and affordable protection against rescue, recovery, or repatriation costs – anywhere in the world.
• As a thank-you, you receive points for your referral, which you can redeem for attractive vouchers.
• Participation in the program is free of charge and easy to use.

Important information:

• Points are credited as soon as the referred person has completed and paid for the insurance policy.
• You can select your vouchers directly in your customer login.
• A detailed guide can be found in the login area under “Referrals”.
• A minimum of 20 points is required to redeem a voucher.
• Participation is only possible via the digital customer account and in accordance with the terms and conditions.
• Special launch offer: Until 28.02.2026, you will receive double points for each successful referral.

FAQ:

Where can I see my points balance?

Your points balance can be viewed in your login area under “Referrals”.

How many people can I refer?

The number of referrals is limited to 10 per calendar year.

How many points are required to redeem a voucher?

You need at least 2 referrals of 10 points each to redeem a voucher.

How long are my points valid?

Your points are valid for 24 months from the date they are credited.

Are personal referrals also possible?

No, collecting and redeeming points is only possible online via the referral link.