Frequently asked questions

When does my insurance cover start?

Your cover starts at the time stated in the policy or in the contract documents. Benefits can only be claimed for events that occur after the cover has started and that had neither occurred nor were foreseeable at that point.

If you only take out insurance after your trip has already started, a waiting period of 24 hours applies to all benefits.


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SOS144
from CHF 79.- /year

22 centimes/day

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Popular
SOS144 Pro
from CHF 147.- /year

40 centimes/day

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SOS144 Max
from CHF 219.- /year

60 centimes/day

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For visitors to Switzerland
SOS144 Go
from CHF 35.- /trip

individual / CHF 62.- family · max. 31 days

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Instant cover
14-day right of withdrawal
Secure payment