Frequently asked questions

How is legal insurance for illness regulated in Switzerland?

In the event of illness, basic health insurance only covers 50% of the costs in accordance with the Health Insurance Act (KVG). You have to pay the rest yourself. If there is no immediate danger to life, but ambulance transport is still medically necessary, basic insurance covers half of the costs up to a maximum of CHF 500 per calendar year (ambulance transport). In the event of rescue from a life-threatening situation, basic insurance pays 50% of the costs up to CHF 5,000 per calendar year (rescue). You will have to pay the difference yourself - whether for ambulance transport or rescue.


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