In the event of an accident or illness, the SOS 144 International Rescue Card covers the costs of the necessary immediate medical measures and the transfer to the next hospital suitable for the treatment. The insurance also provides cover if an insured person is missing or needs to be rescued.
If you are hospitalised abroad and a return transport (repatriation) to Switzerland is medically necessary, these costs will also be covered by the SOS 144 Plus Rescue Card unlimited. The insurance benefits of the SOS 144 Rescue Card are also included at the same time.
The SOS Protect Plus Rescue Card is the optimal insurance solution, so you can enjoy every trip worry-free. The comprehensive travel insurance protects you from unforeseen events such as illness, accident or lost luggage. The insurance benefits of the SOS 144 and SOS 144 Plus Rescue Cards are also included at the same time.
With the additional cover provided by the “Vehicle Breakdown Service”, you can travel with your car through all of Switzerland and Europe without any worries. The insurance covers the consequences of traffic accidents, breakdowns and vehicle theft, such as towing costs, storage fees, vehicle recovery and return travel costs.
This Rescue Card supplementary insurance covers the recovery and transport of injured or diseased animals to the nearest location accessible by vehicle or other means of transport, as well as the transport of a veterinarian for the assessment and emergency care of the animal.
What is the situation in Switzerland with regard to statutory cover in the event of an accident?
In the event of accidents, the accident insurance under UVG assumes the entire costs if the insured person works more than 8 hours a week. There is a shortfall in cover for persons who are not affiliated with any occupational accident insurance and who have not taken out any supplementary accident insurance. This applies, for example, to housewives, pensioners, children and students. Without additional insurance, 50% of the rescue costs must be borne by you – regardless of whether the rescue operation was carried out with an ambulance vehicle or helicopter.
What is the situation in Switzerland with regard to statutory cover for illness?
In the event of illness, the basic health insurance under the KVG covers 50% of the costs up to a maximum of CHF 5'000 per year (in a non-life-threatening situation, only CHF 500 per year) - regardless of the means of rescue. Various supplementary insurance models from health insurance companies can be used to expand cover.
What is patronage?
The patronage is a donation to an organisation that, at its sole discretion, can remunerate its own rescue operations. For example, if you donate to an air rescue organisation, the benefits will not include ambulance dispatch. Patrons also have no legal claim for assumption of costs.
What does the SOS 144 International Rescue Card cover?
The SOS 144 Rescue Card, unlike patronage, is an insurance model that results in a benefit claim for the policyholder. This insurance covers the rescue costs the portion domestically and abroad not covered - regardless of the rescue organisation and regardless of whether an ambulance vehicle or a rescue helicopter (or both) was used. The model can be extended as complete travel insurance.