Our Rescue Cards at a glance

The SOS 144 International Rescue Cards give you a unique selection of insurance products to cover the cost of rescue and recovery operations at home and abroad. Unlike patronage, an SOS 144 Rescue Card allows you to cover your personal emergencies with a single insurance. Services are provided on the basis of the insurance conditions and not arbitrarily at the sole discretion of a patron organisation.

SOS 144

In the event of an accident or illness, the SOS 144 International Rescue Card covers the costs of the necessary immediate medical measures and the transfer to the next hospital suitable for the treatment. The insurance also provides cover if an insured person is missing or needs to be rescued.

  • 365 days of protection
  • valid worldwide, including Switzerland (also at place of residence)
  • Benefits entitlement independent of the rescue company and independent of the means of transport (ambulance and/or rescue helicopter)
  • 24-hour emergency call centre
Premium for 365 days:
  • CHF 60.00 for individuals
  • CHF 90.00 for couples/families

SOS 144 Plus

If you are hospitalised abroad and a return transport (repatriation) to Switzerland is medically necessary, these costs will also be covered by the SOS 144 Plus Rescue Card unlimited. The insurance benefits of the SOS 144 Rescue Card are also included at the same time.

  • 365 days of protection
  • valid worldwide, including Switzerland (also at place of residence)
  • Benefits entitlement independent of the rescue company and independent of the means of transport (ambulance and/or rescue helicopter)
  • 24-hour emergency call centre
  • Insurance cover for repatriation
Premium for 365 days:
  • CHF 65.00 for individuals
  • CHF 99.00 for couples/families

SOS Protect Plus

The SOS Protect Plus Rescue Card is the optimal insurance solution, so you can enjoy every trip worry-free. The comprehensive travel insurance protects you from unforeseen events such as illness, accident or lost luggage. The insurance benefits of the SOS 144 and SOS 144 Plus Rescue Cards are also included at the same time.

  • 365 days of protection
  • valid worldwide, including Switzerland (also at place of residence)
  • Benefits entitlement independent of the rescue company and independent of the means of transport (ambulance and/or rescue helicopter)
  • 24-hour emergency call centre
  • Insurance cover for repatriation
  • Cancellation costs up to CHF 10'000
  • SOS protection for travel incidents
  • Luggage during transport
  • Medical and hospital costs worldwide up to CHF 100'000
Premium for 365 days:
  • CHF 127.00 for individuals
  • CHF 191.00 for couples/families

Roadside assistance

With the additional cover provided by the “Vehicle Breakdown Service”, you can travel with your car through all of Switzerland and Europe without any worries. The insurance covers the consequences of traffic accidents, breakdowns and vehicle theft, such as towing costs, storage fees, vehicle recovery and return travel costs.

  • 365 days of protection
  • valid in Switzerland and Europe
  • Passenger cars and caravans
  • 24-hour emergency call centre
Premium for 365 days:
  • CHF 40.00

(only valid in combination with a SOS 144 International Rescue Card)

Your insurance cover for Alpine Animal Rescue

Every year, hundreds of grazing animals in alpine terrain in Switzerland get into distress, which may require rescue by air - also called contadino transport. The insurance cover for Alpine Animal Rescue includes the rescue and recovery of animals performed by a helicopter company due to an insured event. The following types of animals are insured if the holder is in possession of a SOS 144 insurance supplemented with “Alpine Animal Rescue”: Cattle (also yak), horses, sheep and goats.

Insure against risks! The additional insurance for Alpine Animal Rescue is valid only in combination with the SOS 144 International Rescue Card.

Alpine Animal Rescue

This Rescue Card supplementary insurance covers the recovery and transport of injured or diseased animals to the nearest location accessible by vehicle or other means of transport, as well as the transport of a veterinarian for the assessment and emergency care of the animal.

  • 365 days of protection
  • valid throughout Switzerland
  • Benefits claim independent of the rescue company (helicopter company)
  • 24-hour emergency call centre
Premium for 365 days:
  • CHF 40.00

(only valid in combination with a SOS 144 International Rescue Card)

Validity, legal information and General Conditions of Insurance (AVB)

Family insurance

A family includes spouses or cohabiting partners, parents, grandparents and children living in the same household. Underage vacationing children and children under your care as well as underage children who are not living in the same household are also covered.

Legal notice

So that you do not have to deal with your insurance cover every year, all of our SOS 144 International Rescue Cards are automatically renewed for another year, unless they are terminated at least 3 months before expiration.

Maximum sums insured and premiums in CHF. All premiums are include the official stamp tax. As of July 2018. Benefits and premium changes reserved.

This overview of benefits is a summary of insurance cover. It does not cover all of the wording and all cover, terms and exclusions of the proposed insurance contracts. In each case, the concrete insurance contract and the general conditions of insurance (GCI) of the EUROPÄISCHE Reiseversicherungs AG (GCI) E791 are decisive.

 

Properly informed.
So you do not fall into the rescue trap!

Most people know someone from their personal environment who has had a medical emergency or accident involving an ambulance or even a rescue helicopter. The vast majority of the population erroneously assumes that rescue costs are paid in full by the accident insurance, health insurance or, in case of doubt, certainly by patronage. But this error can cost you dearly because health insurance, for example, covers only 50% of the costs for medically necessary rescue operations through basic insurance.

What is the situation in Switzerland with regard to statutory cover in the event of an accident?

In the event of accidents, the accident insurance under UVG assumes the entire costs if the insured person works more than 8 hours a week. There is a shortfall in cover for persons who are not affiliated with any occupational accident insurance and who have not taken out any supplementary accident insurance. This applies, for example, to housewives, pensioners, children and students. Without additional insurance, 50% of the rescue costs must be borne by you – regardless of whether the rescue operation was carried out with an ambulance vehicle or helicopter.

What is the situation in Switzerland with regard to statutory cover for illness?

In the event of illness, the basic health insurance under the KVG covers 50% of the costs up to a maximum of CHF 5'000 per year (in a non-life-threatening situation, only CHF 500 per year) - regardless of the means of rescue. Various supplementary insurance models from health insurance companies can be used to expand cover.

What is patronage?

The patronage is a donation to an organisation that, at its sole discretion, can remunerate its own rescue operations. For example, if you donate to an air rescue organisation, the benefits will not include ambulance dispatch. Patrons also have no legal claim for assumption of costs.

What does the SOS 144 International Rescue Card cover?

The SOS 144 Rescue Card, unlike patronage, is an insurance model that results in a benefit claim for the policyholder. This insurance covers the rescue costs the portion domestically and abroad not covered  - regardless of the rescue organisation and regardless of whether an ambulance vehicle or a rescue helicopter (or both) was used. The model can be extended as complete travel insurance.